Same Day Business Funding Up To $500,000

Business Funding for Established Companies Same Day Funding
Up To $500,000 Spartan Capital has helped over 65,000 businesses get funded. 550+ credit score accepted. No collateral required. Must be 12+ months in business with $10K+/month revenue.

Term Loans $5K – $500K · 6 to 60 months

Revenue-Based Financing Flexible repayment · No fixed term

Line of Credit Draw funds anytime · Pay only what you use

65,000+Businesses Funded

$1B+In Financing Placed

2 minTo Get Approved

Funding available for established businesses | Fast approval

Check If You Qualify ?No account needed. Simply fill out this short form and a Spartan Capital funding specialist will contact you directly — no sign-up, no hard credit pull, no commitment required.

Apply in minutes - Guaranteed with 0 impact on your credit score

How long have you been in business? *

Please select how long you've been in business Average Monthly Revenue *

Please select your average monthly revenue

Contact information

Business Name *

Please enter your business name

First Name *

Last Name *

Email Address *

Phone Number *

Please fill in all contact fields correctly

By submitting this form, you agree to our Terms & Conditions and Privacy Policy, and you consent to receive phone calls and SMS messages from Spartan Capital regarding your funding request. Message and data rates may apply. Consent is not a condition of any purchase. You may opt out at any time.

*Applications are subject to approval and verification of required documents. Submitting an application will not affect your credit score, as no hard inquiry is performed. Your information is confidential and secure at all times.

Fast & Flexible Financing

Running a business takes everything you have.
Getting funded doesn't have to.

Apply online in minutes and get a decision the same day — no hard credit pull, no paperwork, no branch visits. Just fast capital when your business needs it most. Apply Now

Apply Online Minutes Fill out a simple form in under 5 minutes — no paperwork, no branch visits required.

Decision as fast as 1 Hour Our team reviews your application and gets back to you the same business day.

Receive between $5K – $500K Access the capital your business needs — from startup costs to major expansion.

Trusted &
Recognized By

We Know Business

Loans & Financing

Your business is unique. We provide funding solutions for established companies with flexible options built around your needs.

Term Loan Fixed-rate business funding for eligible companies that need capital for growth, payroll, equipment, or expansion.

Funding range: $25K–$500K
Works well for larger one-time expenses
Fast prequalification for established businesses

Read More Terms and funding amounts vary based on business performance and qualification criteria.

Revenue-Based Financing Flexible funding that aligns with your cash flow, making it easier to manage repayment as your revenue changes.

Flexible structure based on business receipts
Built for companies with steady revenue
Simple online prequalification process

Read More Qualification depends on revenue history, time in business, and overall business profile.

Line Of Credit Access working capital when you need it and draw funds as required to support operations, inventory, or seasonal needs.

Draw capital when needed
Pay only on the amount you use
Great for recurring working capital needs

Read More Availability and limits depend on approval, business performance, and program eligibility.

Step 1 of 3

How It Works

Everything's a Process.
Getting Funded Doesn't Have to Be One. Streamline all the worrying about business financing and stop waiting on a lengthy loan application and closed financing platforms.

Create your account and get pre-qualified

Submit your application

Complete your full application in minutes — no lengthy paperwork or branch visits required.

Receive your funds

Once approved, funds are deposited directly into your business account so you can get back to growing.

Apply Now

Helping Small Businesses Grow +65,000 Small Businesses Funded

Billions in Funding to Business Owners +$1B In Small Business Financings Provided since 2016

Trustpilot

★★★★★

4.6 / 5 · 15,588 Reviews

Ready to grow your business?
Get funded in as little as 24 hours.

Apply Online

Or Call Us (305) 848-0502

What our customers say See all 15,588 reviews on Trustpilot

★★★★★

Thanks to Spartan Capital for helping me to... Thanks to Spartan Capital for helping me to be easy and without much roll we were able to deal in a short time thank you very much

Jose Palomares

★★★★★

Thank you Tommy for your help in the... Thank you Tommy for your help in the process of getting my loan. I will continue to do business in the future because when I lost hope Spartan Capital helped me out.

Jason Tokarik

★★★★★

Thank you Kevin for your help in the... Thank you Kevin for your help in the process of getting my loan. I will continue to do business in the future because when I lost hope Spartan Capital helped me out.

Steven Martin

FAQ

Frequently Asked Questions

Spartan Capital provides business funding from $5,000 up to $500,000. The amount you qualify for depends on your monthly revenue, time in business, and overall business profile.

Most businesses receive a decision within minutes and funding the same day. Once approved, funds are typically deposited into your business bank account within 24 hours.

No. Submitting an application with Spartan Capital does not affect your credit score. We do not perform a hard credit inquiry during the pre-qualification process. Your information is kept 100% confidential.

To qualify you must: be in business for at least 12 months, have a minimum of $10,000/month in revenue, have a credit score of 550 or higher, and have an active business bank account.

The application only requires basic business information to get started. For full approval you'll need your last 3 months of business bank statements and a valid government-issued ID.

Spartan Capital is a direct lender — not a broker. This means no middlemen, no unnecessary fees, and faster decisions. You work directly with us from application to funding.

We fund businesses across all industries including retail, restaurants, construction, healthcare, transportation, e-commerce, and more. If your business generates consistent monthly revenue, you may qualify.

Unlike Cardiff and other online lenders, Spartan Capital is a direct lender with over 65,000 businesses funded and $1B+ in financing placed. We offer same-day funding, flexible terms, and dedicated funding specialists who work with you personally — not an automated system.

Get Started Today Ready to fund what's next? Join over 65,000 small businesses that have already secured funding through Spartan Capital. Fast, simple, and built around your needs.

Apply Now

Or Call: (305) 848-0502 Questions? Contact Us

Term loans are made by licensed lending partners and are subject to approval, underwriting, and verification. Funding amounts, rates, and terms vary by qualification, business profile, and state eligibility. This is not a commitment to lend.

📊 Lead Backup

Check If You Qualify ?No account needed. Simply fill out this short form and a Spartan Capital funding specialist will contact you directly — no sign-up, no hard credit pull, no commitment required.

Frequently Asked Questions